1. Apply for a loan online
All you need to do is apply online and we take care of the rest. No credit check required!
2. We review your application
In the minutes following your application, one of our loan experts will contact you to complete your loan application.
3. You get your money
Once your loan application approved, the money is sent to you the same day using an interac e-transfer.
A loan you can pay off at your own pace!
A loan under 15 minutes
The easiest way to get quick money! All you need to do is fill our application form and we take care of the rest.
No credit check
In order to get a loan, we don’t require verification of your credit score.
Easy and secure
Your data is secure and you loan will be deposited via Interac e-Transfer withing the following 90 minutes after your application approval.
A loan to help you during hard times, fast.
We are professionals that work for you in a time of need. Go ahead and ask: We’re here to help!
Don't wait any longer.
Apply for a loan in 5 minutes and receive your money today.
Our Rates
Our loans are minimum of 90 days an a maximum of 180 days. Lending companies partnering with us offer an approximate annual interest rate of 28% APR. If unpaid, the applicable interest rate is 2,66% per month (28% per year). A $720 loan payable every two weeks and refundable in 6 payments will be $141.97 per payment for a total amount of $847.38 and the interest of $58.54. This information is given as an example and considers the brokerage fees added to the borrowed capital. Renewing your loan does not happen automatically, you need to request it. There is a 55$ service charge for insufficient funds. In case of non-payment, a collections agency will call you. A service charge is applicable, if your loan is accepted.
Collection and Credit Score
Our company is in compliance with Canadian laws, regulations and legal standards. If a particular situation arises during your repayment period, our collection department will establish a repayment agreement with you based on your situation. Should the debtor default on one of any repayments under this contract, the creditor can demand full payment of any outstanding balance, capital, interest and costs. All judicial and extrajudicial costs that could be reasonably incurred by the creditor as a result of defects in a contract by the debtor, will be claimed and returned to the creditor from the debtor. In the event that no payment agreement is possible between the debtor and the creditor, the creditor may assign the file to a collection agency, which may affect the debtor’s credit rating/score.
Be responsible !
Used responsibly, short term loans may be the right solution for you. However, short term loans have higher rates of interest and fees than loans obtained through a local chartered financial institution. This type of service should be used as infrequently as possible or in the case where no other alternative solution, at lower rates of interest, are available to you.Taking out several loans of this nature will burden you with debt and lead to serious financial trouble.